Quote Originally Posted by Steve C View Post
I can repay up to 20% of my outstanding balance each year. But, I don't because I have a fixed low rate mortgage and the funds that could be used to overpay are instead invested at a rate of return that exceeds my mortgage rate.
This was my approach although my funds I invest in are quite volatile at the moment so as mentioned earlier Iím putting less in the fund and more into overpayments. Takes 30 seconds to swap over again if Iím happy with the risk with the funds post Brexit.